The friendly face
of finance
Car finance, personal loans, commercial mortgages and bridging.
Why choose Family Finance?
Personal
We pride ourselves on our service with over 65 years in the industry; our approach to customer care sets us apart. Our expert staff are focused on developing strong relationships with our customers.
Reliable
Our customer relationships are integral to what we do at Family Finance. With years of experience dealing across motor vehicle finance, personal and secured loans we have built a reputation for providing a reliable service throughout the customer journey.
Friendly
We believe that staff are the key to developing and forging long standing relationships with our customers. Our friendly and personable approach allows us to deliver a tailored approach to each and every one of our customers.
Important Information
We are aware of scams involving individuals being offered loans which require an advanced upfront fee. These organisations are saying they represent us but they DO NOT. We DO NOT
charge up-front fees for our loans and WOULD NOT approach you directly in this way. If you think you have been a victim of such a scam, please contact your bank
immediately and report it to action fraud.
Calculate your loan
Use the local calculator below to find out what
representative rate you could pay for your loan.
Representative Example
Amount of Credit £8000.00 | Total Amount Payable £14,221.57 | Total Charge for Credit £6206.57 | Number of months 49 | 48 Monthly Instalments of £289.93 | Final Payment (incl. £15 option to purchase fee) £304.93 | Rate of Interest (fixed per annum) 31.05% | Representative Annual Percentage Rate (APR) 35.9% | Subject to Status and Creditworthiness/Affordability check
As responsible lenders we do not encourage over-indebtedness and all loans are subject to a creditworthiness check. Written quotations available on request. Loans are only available to persons eighteen years and over. Terms and conditions apply.
We would also ask you to consider whether this product is suitable and affordable to you and think how you will manage your repayments if your circumstances change.
Representative Example
Amount of Credit £1700.00 | Total Amount Payable £3648.00 | Total Charge for Credit £1948.00 | Number of months 25 | 25 Monthly Instalments of £145.92 | Rate of Interest (fixed per annum) 84.0% | Representative Annual Percentage Rate (APR) 125.3% | Subject to Status and Creditworthiness/Affordability check |
As responsible lenders, we do not encourage over-indebtedness and all loans are subject to a creditworthiness check. Written quotations are available on request. Loans are only available to persons eighteen years and over. Terms and conditions apply.
We would also ask you to consider whether this product is suitable and affordable to you and think how you will manage your repayments if your circumstances change.
What we do
Family Finance Ltd has been serving customers since 1953 and has built an excellent reputation across the sectors we operate in. With over 65 years in specialist finance markets we have developed a business over time that adopts a personal approach when it comes to our customers. We endeavour to make the application process as smooth and quick as possible and strive to get funds to our customers as quick as we can.
Family Finance does not charge any upfront fees and there are no hidden costs or charges.
Motors
Hire Purchase is the simplest and best-known form of motor finance. You enter into the agreement and make fixed monthly instalments over a set period of time usually ranging between 24 to 61 months.
Personal loans
We offer personal loans from £500 to £3000 over a 25-month period. Please see our loan calculator to get an estimate of payments.
Please note we offer personal loans to existing customers only.
Commercial Bridging
Bridging Finance is a short-term, property-backed loan which is designed to ‘bridge’ a gap in funding. Typically lasting up to 12 months a bridge is a great solution for borrowers who need access to Finance quickly and for a short period of time.
Commercial Secured lending
We offer commercial loans ranging from £3,000 and £100,000. We pride ourselves on reviewing every application on its own merits and have worked with people who may have been excluded from mainstream credit for over 60 years.
A bit about us
When you become a customer you’re in safe hands.
When you become a customer, you’re in safe hands. Family Finance began trading in 1953 and has specialised in providing finance for over 65 years.
Based in South Wales, Family Finance was founded by a consortium of local business people lead by the grandfather of the current chairman. Its ethos was to provide finance for families and help people that may have been excluded from mainstream borrowing. Our philosophy of always trying to ensure good customer outcomes is reflected by our high level of repeat business and customer retention.
Learn more about usWhat our customers are saying about us
“Lovely company to deal with, Chas in particular has been great and always replied to my emails quickly. The company helped me out greatly when I couldn’t afford my payments due to being on furlough. Thanks :) ”
Rhondda Cynon Taff
“Really friendly staff always willing to help . Everyone I’ve dealt with always polite courteous and knowledgeable keep it up great service ”
Rhondda Cynon Taff
“Good company to deal with, very helpful and understanding to needs of the customer, would highly recommend ”
Rhondda Cynon Taff
“The team have been absolutely amazing throughout. Even when I lost my job and struggled to get back on track. They were patient and understanding and gave me every option available and assisted me in finishing my payments. Can not ask for a better team.”
Rhondda Cynon Taff
“Myself and my partner had a joint finance plan and have been customers with you for around the 5 year mark. Support was given when we had to miss a payment date due to unforeseen circumstances and you always made it easy for is to remain on track. Staff are extremely friendly and always office advice and support when needed. Thank you for all your help and for the chance for us to improve our credit rating.”
Rhondda Cynon Taff
Congatulations to our Survey Prize winner
Rebecca Knowles, Brierley Hill
Thanks to all who took part, we appreciated you taking the time to provide us with valuable feedback