Secured Lending
Contact UsCommercial Secured Loans
A commercial secured loan is where money borrowed is secured against a property that you own, that is not your main place of residence.
We consider a range of commercial property types including:
- Commercial Owner-Occupied
- Semi Commercial
- Residential Investment (Buy to Let’s)
The loan is taken out over a fixed period of time (typically between 5-25 years). The loans are to be paid back over the agreed term. All our Commercial Secured Loans are unregulated. Loans can be used for many different reasons;
- Property improvements
- Investment into business
- Cover revenue gaps
- Help manage uncertainty
We consider LTV’s up to 75% on Commercial / Semi commercial properties.
Typically, commercial secured loans are for larger amounts of money over longer periods of time. Lenders have the added security of the property so these loans can often be a more affordable solution.
Buy To Let Mortgages
A Buy To Let Mortgage is a loan used to specifically purchase a property which is then to be let out (to an individual or a company). All our Buy To Let mortgages are unregulated and only available to professional landlords with previous experience.
We consider a range of commercial property types including:
- Commercial Owner-Occupied
- Semi Commercial
- Residential Investment (Buy to Let’s)
The loan is taken out over a fixed period of time (typically between 5-25 years). The loans are to be paid back over the agreed term.
- We consider LTV’s up to 80% on Buy To Let properties.
- No credit scoring. Each application is considered on its own
merits - Completion time 10-14 days on average (for non-solicitor
completions) - Trading limited companies accepted providing Nature of
Business includes dealing in real estate
We offer loans ranging from £3,000 and £500,000 however the amount you can borrow will depend on your personal income, credit score, existing debts and your property value. We pride ourselves on reviewing every application on its own merits and have worked with people who may have been excluded from mainstream credit for over 60 years.
As with all lenders we have our own lending criteria. Just because you have been declined by other lenders does not mean you will be declined by us. Each proposal is reviewed by our team of experts and evaluated on its own merits.
Check your eligibility without affecting your credit score to see the rate you’ll be accepted for before you apply. Call Family Finance today on 01495 717171
Family Finance secured loans range from £3,000 to £500,000 over 3 to 25 years. The amount that you are eligible for will vary depending on your personal circumstances and your credit rating.
Call Family Finance today to speak to a member of the team.